Generating a regular income from your investments
A straightforward guide to making your portfolio work for you Investing for income is a strategy that helps your money work harder for you over time. This approach can supplement your primary earnings, support your retirement, or provide additional financial security. It involves selecting assets that offer regular payments, such as dividends from shares or […]
Why have gold and commodity prices been climbing?
Understanding the market forces driving up the cost of raw materials You may have noticed that everything seems a little more expensive lately. While the price of your weekly shop is one indicator, the raw materials behind the scenes, such as gold, oil, and copper, have been on a significant upward trajectory over the past […]
Are your trusts in safe hands?
Understanding the importance of trusts in financial planning Trusts are a cornerstone of effective financial planning, providing a secure way to protect wealth, support loved ones, and manage the transfer of assets. Despite their significance, many people remain unclear about what trusts are and how they work. So, what exactly is a trust, and why […]
Investing an inheritance
Making informed decisions to secure your financial future Receiving an inheritance can be a life-changing moment, often accompanied by a mix of emotions. While it may provide financial security or the means to realise long-held dreams, it can also bring uncertainty about how best to manage this newfound wealth. For many, the responsibility of making […]
Securing your family’s financial future
Start the conversation: Why financial planning with older relatives matters Discussing finances with older relatives can feel daunting, yet it’s a vital conversation for everyone involved. Many families avoid these talks out of discomfort, yet addressing financial matters early can prevent misunderstandings and reduce future stress. Understanding their financial situation and identifying potential gaps build […]
Long-term care – how to plan for your future
Securing your financial wellbeing in later life starts with early preparation Thinking about care in your later years may seem premature, especially if you are currently fit and healthy. However, with average life expectancy in the UK continuing to rise, the likelihood of needing some form of care support increases significantly. It is estimated that […]
The self-employed pension gap
Are you sleepwalking into a crisis? Some freelancers are neglecting their financial future, according to new research: nearly two-thirds of self-employed and freelancers are failing to save enough for retirement[1]. The findings reveal that a significant proportion of this workforce is not prioritising their financial future, leaving them vulnerable in later life.
Key steps to take before the tax year ends
Why you should act now: Have you used your allowances before 5 April 2026? With the 2025/26 tax year-end fast approaching, now is the time to act. Waiting until the last minute could mean missing out on valuable allowances that can boost your finances and save you money.
Is your income protected?
Half of UK workers see income protection as vital, yet only 27% have it Recent research reveals a striking insight. 50% of the UK’s working population believes they would feel more financially resilient with income protection insurance[1]. This type of cover is specifically designed to provide financial support if you’re unable to work due to […]
Living with uncertainty
How to navigate financial unpredictability The world feels more uncertain than ever, with 83% of UK adults agreeing that life has become less predictable, according to research[1]. This growing unease is reshaping how people view their finances, with six in ten (59%) feeling less confident about their financial future because of recent changes in the […]